[ Multi-Dimensional Approach ]
Complexity, Mastered
Wealth management, done well, requires expertise in a number of areas, including investment and risk management, estate planning, taxation, and ERISA regulations governing retirement benefit plans. Our advisors are uniquely qualified to help you manage your wealth.
[ Mastering the Moving Parts of Your Wealth ]
- We have been constructing low-cost, high-quality investment lineups for qualified plan clients since the mid-90s. Many of these top investment managers are used in our private client portfolios as well. We then identify a client’s risk budget, and ‘Required Rate of Return’ developed from their distribution plan, to identify the optimal portfolio construction.
- Your legacy is very important, and you’ve worked too hard to leave it to chance. Whether it includes family, charities, or a combination of the two, the proper planning can ensure that those you care about receive your life’s work, and to the degree possible hassles, taxes, and confusion reduced if not eliminated.
- Decisions we help you make can have a profound impact on the taxes you, or your heirs, pay. We take into account the tax efficiency of your portfolio, contribution sources for your retirement plans, estate taxes, Roth conversion and back-door opportunities, IRMAA surcharges on your Medicare premiums, and more. Our financial and tax planning software provide sophisticated calculations in easy-to-understand reports and graphs.
- Commonly overlooked, but critical, is your advisor having a deep understanding of the regulations and tax laws related to retirement plans. Maximizing contributions, deciding to reduce taxes today or ultimately when heirs will inherit retirement plan assets, and ensuring the plan design is achieving their goals are all examples of how our 30 years of qualified plan consulting experience benefits our clients.